Terms of Service

Last updated November 5, 2026

These are the terms of service for AllWallet — the agreement between you and us. We’ve tried to write them in plain language. By using the service you agree to them and to our privacy policy.

1.The service and the parties

AllWallet is an app for tracking family and personal finances (the “service”): the website allwallet.app and the app at allwallet.app/app. The service is provided by Alexandr Antoniuc, an individual, str. Traian 23/1, ap. 395, MD-2060 Chișinău, Republic of Moldova (“we”).

2.Your account

• You must be 16 or older to create an account.
• You sign in with a one-time code sent to your email. You are responsible for access to your email and to the devices you are signed in on.
• One email address, one account. Don’t use someone else’s email.
• If you notice someone else has signed in to your account, write to hello@allwallet.app.

3.Families

• One member creates a family and invites the others with a code, a link or a QR code. By joining a family, you agree that its members will see your shared entries. Your personal entries are visible only to you.
• The family members decide in the family settings whether expenses, income or both are tracked together.
• If a member leaves the family or is removed, the shared entries they added stay with the family. If they delete their account, those entries are deleted too, except the family’s name, shared accounts and categories.
• By adding a person without a phone (for example, a child), you confirm that you are entitled to do so.

4.Your data

The entries you add belong to you. You allow us to store and process them only to run the service, as described in the privacy policy. Don’t add other people’s personal data unless you have the right to.

You can save a copy of all your entries at any time: “Settings → Data”.

5.What you must not do

• Use the service to break the law.
• Try to access other people’s accounts or data, or get around access rules and limits.
• Overload or break the service, register accounts in bulk, or scrape data.
• Resell access to the service.

6.Not financial advice

AllWallet is a tracking tool. Totals, balances and tips like the “daily allowance” are calculated from what you and your family enter. Exchange rates are for reference, come from an open source and may differ from your bank’s. We are not a bank, we don’t hold money and we don’t process payments between users.

7.Free trial and subscription

The subscription isn’t on sale yet. Once it is, these rules apply:

• The first 60 days are free, with no card. The clock starts not at sign-up but when you start tracking: with the third expense or income recorded within one week. Nothing is charged automatically when the trial ends.
• After that, AllWallet works on a subscription — Personal, for one person, or Family: for you, your partner and two more members you invite by link. You can pay monthly or yearly. The price is shown before you pay.
• Payments in euros are taken by our reseller, Lemon Squeezy (Merchant of Record): it handles taxes and issues receipts, and payments are subject to its terms. If we add payment in another currency, who takes it will be shown before you pay.
• Subscriptions renew automatically until you cancel. You can cancel at any time in settings or through the link in your receipt. You keep access until the end of the paid period.
• If the price goes up, your active subscription keeps its price until you cancel it.
• Refunds follow our refund policy.

8.Availability

We work to keep the service running and make backups every night. But we can’t guarantee uninterrupted operation: maintenance and outages happen. The app keeps working offline, and your entries sync once the connection is back.

9.Liability

The service is provided “as is”. To the extent permitted by law, we are not liable for indirect losses or for decisions made based on the data in the app. Nothing in these terms limits consumer rights that cannot be limited by contract under applicable law.

10.Termination

• You can delete your account at any time: “Settings → Account → Delete account”.
• We may block an account for a serious breach of these terms. Where possible, we will warn you in advance and explain why.
• If we ever shut down the service, we will give at least 60 days’ notice so you can save a copy of your data.

11.Changes to these terms

We will let you know about material changes in advance, in the app or by email. If you don’t agree with the new terms, you can delete your account before they take effect.

12.Governing law and disputes

These terms are governed by the law of the Republic of Moldova. If you are a consumer in another country, you keep the protection of the mandatory rules of your country. If something goes wrong, please write to us first — we’ll try to sort it out without going to court.

13.Contact

General contact: hello@allwallet.app. Data questions: privacy@allwallet.app.